Equipment Financing
How Easy Is It to Get Equipment Financing? It’s a Breeze!
Equipment financing is one of the easiest types of financing to qualify for. It’s a great fit for small businesses, established companies, industrial businesses, retail stores — even startups! At Kai Capital Inc, we provide a wide range of equipment loans and leases for companies in any industry. We can help you get approved quickly and easily.
Why Is Equipment Financing So Easy?
Traditional loans involve a lot of risk. The lender needs to be sure you can repay the loan because there’s considerable money on the line. That’s why lenders normally look for incredible credit scores and solid cash flow.
Equipment financing is different. Approval here relies mainly on the value of the equipment you’re buying. This equipment acts as collateral or a guarantee for your loan. In other words, your company’s credit score isn’t that important for qualifying.
How Can Equipment Financing Help Your Business?
This type of loan is one of the most business-friendly financing options out there. It provides many benefits when you need equipment:
- Financing up to $500,000
- Get approved in as little as 24 hours
- Pick out the equipment you want for your business
- Receive a loan that covers heavy equipment and other large-ticket items
- Choose from many payment structures to get a setup that works for your cash flow
- Enjoy low down payments or 0% down payment options
- Select monthly loan payments your business can afford comfortably
- Excellent interest rates and terms of up to 84 months
Most applications don’t even require you to submit any financial statements. You can choose the right balance of interest, down payments and monthly payments for your business.
What about Equipment Leasing?
We provide complete equipment leasing for businesses. Leasing can help you keep your monthly overhead low thanks to our great payment options. Upgrading is easy, too, which can help you stay ahead of the game for the latest computer systems, diagnostic equipment and other technology.
Choose your ideal equipment financing and get started today. Our team is happy to help.